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When purchasing a home, it is a good idea to have a lender ready to make you a loan when submitting a contract. This shows the seller you are a serious buyer and are ready to make the purchase. As a Mortgage Consultant, I can be your first link to obtaining the loan you will need to purchase your new home. Here's a idea of documents a lender may need to start processing your loan application.
- Copy of driver's license on both sides or approved photo ID
- Two (2) most recent pay check stubs (for Full Doc)
- W-2 for the last two years (for Full Doc)
- If self-employed need tax returns for last two years (all pages) and profit and loss statement for the current year (for Full Doc)
- Last two month bank statements for both checking and saving bank accounts (copies of all pages)
- Most recent statement of 401-K, 403B, IRA or other retirement plans.
A lender will need this documentation for all persons applying for the loan.

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